PCI Compliance is a complex topic that will contain many layers of detail. This post, and PCI compliance can be a brief overview of what, how to be compliant with merchants, e-commerce platform which has been in compliance.
Overview of PCI compliance
If you are selling online and accept debit, credit card cards, prepaid, e-purse, ATM and POS of, you will need to understand the PCI, to comply with PCI DSS as a payment method. So, PCI is precisely what is? PCI stands for Payment Card Industry, DSS, payment card information in your credit card is the standard security to control how data is processed in order to ensure that it is safe during a transaction. All merchants accept credit cards, regardless of compliance with PCI, they must be the size of their business and industry it in.
Payment Card Industry Data Security Standard (PCI DSS) is a standard for information security for businesses that handle credit card store, and process. Standards, Visa International, MasterCard Worldwide is defined security industry cart Standards Board, including the JCB payment American Express, Discover Financial Services, and by (PCI SSC). These standards, which consists of 12 core requirements for the purpose of protecting cardholder data, maintaining a secure network access control measures and strong. Companies that do not conform to the risk of these standards with the data security of them, litigation, credit card, potential customers, as high as $ 500,000 per incident has been cut off from the damage to the reputation and brand of the company which is acceptable there is a potential fine, the violation.
Become compliant with PCI
Be compliant with the cost of PCI, depending on the size of your business There are four levels of merchant, the number of types of business, the transaction is processed, and depends on such things as the IT infrastructure. Large enterprises with a 6M or more years of trading, the figure is several hundred thousand dollars. These companies, by Qualified Security Assessor (QSA), has received more stringent audit requirements and verification. For small and medium enterprises and POS terminals and a single payment gateway, a merchant must be completed (SAQ) annual Self-Assessment Questionnaire, they are prohibited to store data for the card improperly, PA-those vendors Please make sure that you do not make sure that you have complied with DSS. Software vendors dealing with the credit card payment processing, you must meet the requirements PA-DSS, can be verified Qualified Security Assessor by third-party payment application (PS-QSA). Payment Application Data Security Standard (PA-DSS), the software vendor, in order to comply with PCI DSS, is a global security standard that defines how to develop a payment application. Magento Extensions
As well as requirements and PCI DSS, software vendors, there is a set of requirements for PA-DSS.
1. Not full magnetic stripe, card validation, please do not hold or PIN block data, code or value.
2. To protect stored cardholder data
3. Provides a secure authentication function.
4. Recorded in the log the operation of the payment application
5. To develop secure payment applications
6. To protect the wireless transmission
7. Test payment applications to address vulnerabilities
8. To facilitate the implementation of secure network
9. Shall not be stored on the server to connect to the Internet to cardholder data
10. Easily secure remote access to payment application
11. Encryption of sensitive traffic over public networks
12. To encrypt all non-console administrative access
13. Document and maintain a training program directed customers, resellers, integrators for
e-commerce payment gateways Magento development India
For online merchants, they are the customer's card information (ie, check-out area) and payment cards (ie, payment processing) required to protect the site to capture the sites that accept online payment transaction to process There is. This is done through the payment gateway is equivalent to the POS terminal of brick and mortar retailers. Payment gateway, E-commerce application service provider is to approve the payment of online (ASP). Payment gateway (for example, Payflow of PayPal and Authorize.net) Secure Socket Layer to encrypt the data by passing information for customers, the settlement between merchants and processors through encryption (SSL), credit card safely to protect your information. Therefore, payment gateway, you will need to make sure that this data transfer mechanism is safe, to comply with PCI DSS and PA-DSS online, offline, or telephone order.
Online store platform that conforms to the PCI:
Data even if, you have a payment gateway certified PA-DSS for online business because at before it is forwarded to the payment gateway, you are entering your credit card information, the shopping cart you do not even proceed to Checkout, you have to comply with the PCI.
Platform and market an online shopping cart, to provide transactional services, as e-commerce software provider, they are responsible for any liability due to non-compliance with PCI DSS. Thus, the platform of an online store, you will need to pass the validation PA-DSS and that conforms to the PCI. This process, you must have $ 50,000 or more to invest in network security and management software has been updated the entire site of the online store of the customer. Complies with cart will contain several other Go BigCommerce, of Magento, Pinnacle Cart, Volusion to magento, and 3dCart,. The online market such as Amazon and eBay, in accordance with the PCI, offers a unique and comprehensive payment solutions. For a list of PA-DSS certified shopping cart, please visit the Web site of the PCI Security Standards Council.
Shopping cart software, you must first focus on that it conforms to the PCI, some of the shopping cart provider, to process the transaction process acts as a bridge, between the shopping cart or payment gateway instead, We have developed a "bridge" payment solution compliant PCI. For example, the Professional Edition and Enterprise Edition of Magento, we have used the bridge payment of Magento to handle all credit card processing. Allows the sale of all Magento Enterprise and Professional so that the PCI compliance through the bridge instead of this payment, put the responsibility for each merchant.
If you're using a shopping cart of non-conforming, without merchants go through the entire process of compliance, but there are still ways to comply. E-commerce merchants, payment processing page that is hosted (by Cyber source, CRE Secure, Google Checkout and PayPal Website Payments Pro) may provide, and to integrate payment processor compliant PCI, a cart that You can. In this approach, the final consumer, which is pushed onto the secure pages that are hosted outside in the final stages of check out. Feel payment drawback of this approach is that when you enable the checkout experience seamless you, that has been redirected to another site may not be dependent on the vendor you choose and have the appearance that you Please refer to page there may be some constraints on how much control.
Overview of PCI compliance
If you are selling online and accept debit, credit card cards, prepaid, e-purse, ATM and POS of, you will need to understand the PCI, to comply with PCI DSS as a payment method. So, PCI is precisely what is? PCI stands for Payment Card Industry, DSS, payment card information in your credit card is the standard security to control how data is processed in order to ensure that it is safe during a transaction. All merchants accept credit cards, regardless of compliance with PCI, they must be the size of their business and industry it in.
Payment Card Industry Data Security Standard (PCI DSS) is a standard for information security for businesses that handle credit card store, and process. Standards, Visa International, MasterCard Worldwide is defined security industry cart Standards Board, including the JCB payment American Express, Discover Financial Services, and by (PCI SSC). These standards, which consists of 12 core requirements for the purpose of protecting cardholder data, maintaining a secure network access control measures and strong. Companies that do not conform to the risk of these standards with the data security of them, litigation, credit card, potential customers, as high as $ 500,000 per incident has been cut off from the damage to the reputation and brand of the company which is acceptable there is a potential fine, the violation.
Become compliant with PCI
Be compliant with the cost of PCI, depending on the size of your business There are four levels of merchant, the number of types of business, the transaction is processed, and depends on such things as the IT infrastructure. Large enterprises with a 6M or more years of trading, the figure is several hundred thousand dollars. These companies, by Qualified Security Assessor (QSA), has received more stringent audit requirements and verification. For small and medium enterprises and POS terminals and a single payment gateway, a merchant must be completed (SAQ) annual Self-Assessment Questionnaire, they are prohibited to store data for the card improperly, PA-those vendors Please make sure that you do not make sure that you have complied with DSS. Software vendors dealing with the credit card payment processing, you must meet the requirements PA-DSS, can be verified Qualified Security Assessor by third-party payment application (PS-QSA). Payment Application Data Security Standard (PA-DSS), the software vendor, in order to comply with PCI DSS, is a global security standard that defines how to develop a payment application. Magento Extensions
As well as requirements and PCI DSS, software vendors, there is a set of requirements for PA-DSS.
1. Not full magnetic stripe, card validation, please do not hold or PIN block data, code or value.
2. To protect stored cardholder data
3. Provides a secure authentication function.
4. Recorded in the log the operation of the payment application
5. To develop secure payment applications
6. To protect the wireless transmission
7. Test payment applications to address vulnerabilities
8. To facilitate the implementation of secure network
9. Shall not be stored on the server to connect to the Internet to cardholder data
10. Easily secure remote access to payment application
11. Encryption of sensitive traffic over public networks
12. To encrypt all non-console administrative access
13. Document and maintain a training program directed customers, resellers, integrators for
e-commerce payment gateways Magento development India
For online merchants, they are the customer's card information (ie, check-out area) and payment cards (ie, payment processing) required to protect the site to capture the sites that accept online payment transaction to process There is. This is done through the payment gateway is equivalent to the POS terminal of brick and mortar retailers. Payment gateway, E-commerce application service provider is to approve the payment of online (ASP). Payment gateway (for example, Payflow of PayPal and Authorize.net) Secure Socket Layer to encrypt the data by passing information for customers, the settlement between merchants and processors through encryption (SSL), credit card safely to protect your information. Therefore, payment gateway, you will need to make sure that this data transfer mechanism is safe, to comply with PCI DSS and PA-DSS online, offline, or telephone order.
Online store platform that conforms to the PCI:
Data even if, you have a payment gateway certified PA-DSS for online business because at before it is forwarded to the payment gateway, you are entering your credit card information, the shopping cart you do not even proceed to Checkout, you have to comply with the PCI.
Platform and market an online shopping cart, to provide transactional services, as e-commerce software provider, they are responsible for any liability due to non-compliance with PCI DSS. Thus, the platform of an online store, you will need to pass the validation PA-DSS and that conforms to the PCI. This process, you must have $ 50,000 or more to invest in network security and management software has been updated the entire site of the online store of the customer. Complies with cart will contain several other Go BigCommerce, of Magento, Pinnacle Cart, Volusion to magento, and 3dCart,. The online market such as Amazon and eBay, in accordance with the PCI, offers a unique and comprehensive payment solutions. For a list of PA-DSS certified shopping cart, please visit the Web site of the PCI Security Standards Council.
Shopping cart software, you must first focus on that it conforms to the PCI, some of the shopping cart provider, to process the transaction process acts as a bridge, between the shopping cart or payment gateway instead, We have developed a "bridge" payment solution compliant PCI. For example, the Professional Edition and Enterprise Edition of Magento, we have used the bridge payment of Magento to handle all credit card processing. Allows the sale of all Magento Enterprise and Professional so that the PCI compliance through the bridge instead of this payment, put the responsibility for each merchant.
If you're using a shopping cart of non-conforming, without merchants go through the entire process of compliance, but there are still ways to comply. E-commerce merchants, payment processing page that is hosted (by Cyber source, CRE Secure, Google Checkout and PayPal Website Payments Pro) may provide, and to integrate payment processor compliant PCI, a cart that You can. In this approach, the final consumer, which is pushed onto the secure pages that are hosted outside in the final stages of check out. Feel payment drawback of this approach is that when you enable the checkout experience seamless you, that has been redirected to another site may not be dependent on the vendor you choose and have the appearance that you Please refer to page there may be some constraints on how much control.
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